Reply To: Care home funding – property disregard

[Jo Pontikos]

Hi there

I’m in a similar position – I’m curious about the mandatory disregard if you reach 60 is this a hard and fast rule?

The house was given to me and my sister by my mum as she wanted my husband and I to move in with her to look after her. We remortgaged our home to make considerable changes to the house so we could all live comfortably.

Whilst we are committed to seeing this through the end it’s difficult to see what the future holds in how my mothers dementia will progress we have spent a lot of money on the house and I’m working from home part time so I can look after my mum.

I don’t want to lose the money my husband and I have put in. Am I understanding that once I reach 60 in 4 years time they can disregard the house mum gave to my sister and me?